🛡️ IRDAI IMF & Corporate License

Sell Insurance Legally.

IRDAI Licensed. Fully Compliant.

Obtain your Insurance Regulatory and Development Authority of India (IRDAI) license for insurance intermediaries — IMF (Insurance Marketing Firm), Corporate Agent, Web Aggregator, and Broker licenses with end-to-end application support.

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What We Cover

Complete IRDAI Licensing Services

IMF (Insurance Marketing Firm) License

Set up and register an Insurance Marketing Firm under IRDAI IMF guidelines — entity formation, principal officer appointment, minimum capital compliance, and application filing for selling life, general, and health insurance products.

 
 
 

IMF (Insurance Marketing Firm) License

Set up and register an Insurance Marketing Firm under IRDAI IMF guidelines — entity formation, principal officer appointment, minimum capital compliance, and application filing for selling life, general, and health insurance products.

 

Corporate Agent License

Obtain IRDAI Corporate Agent license for companies wanting to distribute insurance products — including tie-ups with up to 3 insurers per category (life, general, health), compliance setup, and principal officer training requirements.

 
 

Corporate Agent License

Obtain IRDAI Corporate Agent license for companies wanting to distribute insurance products — including tie-ups with up to 3 insurers per category (life, general, health), compliance setup, and principal officer training requirements.

 
 

Web Aggregator License

Apply for IRDAI Web Aggregator license for online insurance comparison and lead generation platforms — technology infrastructure requirements, content guidelines, and compliance documentation.

 
 

Web Aggregator License

Apply for IRDAI Web Aggregator license for online insurance comparison and lead generation platforms — technology infrastructure requirements, content guidelines, and compliance documentation.

 
 

Ongoing Compliance & Renewals

Annual compliance filings, IRDAI returns, audit report submissions, principal officer changes, license renewals, and regulatory correspondence management for all intermediary categories.

 
 

Ongoing Compliance & Renewals

Annual compliance filings, IRDAI returns, audit report submissions, principal officer changes, license renewals, and regulatory correspondence management for all intermediary categories.

 
 

Who Needs IRDAI Licensing?

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How It Works

Our 4-Step IRDAI License Process

Step- 1

Eligibility & Structure

Assess eligibility, determine the right intermediary category (IMF/Corporate Agent/Broker/Web Aggregator), ensure minimum capital requirements, and identify principal officer qualifications.

 
Step-2

Entity Setup & Documentation

Incorporate the entity (if needed), appoint principal officer with required qualifications, prepare business plan, financial projections, infrastructure details, and compliance framework documentation.

 
Step- 3

IRDAI Application Filing

File the application with IRDAI along with prescribed fees, supporting documents, fit & proper declarations, principal officer certification, and capital adequacy proof.

 
Step- 4

License & Insurer Tie-Ups

Obtain IRDAI license certificate, facilitate insurer tie-up agreements, set up compliance management systems, and commence insurance distribution operations.

 
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Our 100% Compliance Guarantee

If we miss a filing deadline due to our oversight, we cover the penalty — no questions asked. That's how confident we are in our systems and team.

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Why Choose Us

Built for Business Owners Who Value Their Time

We handle the red tape so you can focus on growing your business.

  • Built for Founders & Professionals

    Tailored workflows for tech teams, consultants, creators, doctors, lawyers, and freelancers — not cookie-cutter forms.

  • Single Window for Compliance

    One place for taxes, registrations, and licenses. No more juggling multiple CAs, portals, and deadlines.

  • CA-Led Accuracy

    Expert guidance with rigorous review for every key filing. Your returns are prepared and validated by qualified professionals.

  • Transparent Pricing

    Clear packages, no surprise fees. You know exactly what you're paying for before we start any engagement.

  • 100% Online, Pan-India

    Secure, fully digital process with support across India. No office visits required.

  • Fast & Precise

    Smart checklists, document templates, and quality control. Most ITRs filed within 24–48 hours of receiving documents.

Why We Are Different

eTaxService vs. Typical Consultants

See why 600+ businesses trust us with their compliance. We don't just file — we protect, optimise, and partner with you for the long run.

Feature eTaxService ★ Recommended Typical Consultants
Dedicated Relationship Manager Named expert assigned Whoever is available
Response Time Under 2 hours 2–5 business days
Proactive Compliance Alerts Auto deadline reminders You have to remember
Tax-Saving Advisory Included in every plan Extra fee or not offered
Penalty Protection We cover late-filing penalties Your responsibility
Post-Filing Notice Support Free for 1 full year Billed separately
Digital Document Vault Secure cloud access 24/7 Paper files or email
Transparent Pricing Fixed fee, no surprises Hidden charges common
CA-Led Expert Review Qualified CA validates every filing Junior staff, no review
Pan-India Online Service 100% digital, any city Local office only
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Certified professionals, proven track record, and a commitment to zero-penalty compliance — pan India.

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Expert guidance from application to approval. Free eligibility assessment and compliance roadmap.

Frequently Asked Questions

What is an IMF and how is it different from a Corporate Agent?
An IMF (Insurance Marketing Firm) can tie up with 6 insurers (2 life + 2 general + 2 health) and requires lower capital. A Corporate Agent can tie up with up to 3 insurers (1 per category) but has different compliance requirements. IMFs are ideal for smaller distributors.
 
 
IMF: ₹10 Lakh minimum net worth. Corporate Agent: Depends on entity type but typically ₹50 Lakh–₹5 Crore. Insurance Broker: ₹50 Lakh (Direct) to ₹5 Crore (Composite). Web Aggregator: ₹25 Lakh minimum paid-up capital.
 
The Principal Officer must be a graduate (minimum), pass the IRDAI prescribed examination, complete the mandatory training hours, be a fit and proper person as per IRDAI guidelines, and not be associated with any other intermediary.
 
Typically 60–90 days from complete application submission. IRDAI may seek clarifications or additional documents, which can extend the timeline. Having all documentation ready upfront significantly speeds up the process.